What's the benefit of using Payday Finder?
We search through our extensive loan provider database to get you the approved loan you need. You save time by having us do the legwork for you!
Will your company check my credit?
Depending on the lender or broker you are matched with, your credit may be checked. However, most lenders base their approval on the applicants employment and if they are enrolled in direct deposit.
Does my credit score matter?
If you are matched with a lender that does not check your credit score, this will not affect your approval. However, if your lender does perform a credit check, there will be cases where an applicant could be declined.
What amount will I be approved for?
Generally, first time customers are approved for a loan of up to $300. Returning customers may be eligible for approved loans up to $2,000. The amount that you will be approved for is dependent on the amount of your salary and the lending criteria of our lenders. The higher the amount of your take home pay, the higher the amount of your loan approval.
What are the loan repayment terms?
The repayment terms of your loan will be based upon what provider you are matched with for your approval.
How much are the loan fees at PayDay Finder?
Loan fees are dependent upon which loan provider you are matched with and the amount of the loan.
What is the waiting period before I receive my loan?
The lender directly deposits the money in to your account in 24 hours or less depending on approval time. Getting the extra cash you need is that simple!
I am not a resident of Australia, can I still apply?
Unfortunately, we only accept applicants from Australia.
United States residents, click here for information about US PayDay Loans
United Kingdom residents, click here for information about UK PayDay Loans
Are there any restrictions on how I use my PayDay Loans?
Once the money is deposited in your account, it's YOUR money. Use your PayDay Loan for anything that you would like: unexpected bills, late rent, or mortgage payments.
Don't wait until your next paycheck. Apply for a PayDay Loan and you may get the money you need within 24 hours.
PayDay Loans can be a great resource for people who don't have credit cards or savings accounts. You can be approved even if you have less than perfect credit.
Apply online,
with our easy, one page
application
To qualify, you must be:
- 18 years of age
- An Australian resident
- Employed
- Have a checking/savings account
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Maximum funded amount of loan depends on lender's qualification criteria. Same day funding may be available depending on lender and time of application approval.
We will attempt to find you a lender or broker despite your credit history. Loan approval is at the discretion of the lender.
If you have defaulted on past transactions, you may be declined for a loan. We are a credit representative that attempts to find you a loan. Terms and Conditions apply.
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